An Individual Retirement Account is a personal savings plan that offers you tax advantages just for setting aside money for your retirement. There are two great benefits you receive with an IRA—you may be able to deduct your contributions in whole or in part early, depending on your circumstances, and earnings are generally not taxed until you take a distribution. An APCU IRA is one of the best ways to build a secure nest egg for retirement. An initial deposit of as little as $25 will open an IRA Share Account, or a minimum of $2,000 can open an IRA Certificate.
Atlanta Postal offers both Traditional and Roth IRAs. Consult your personal tax advisor for information on which IRA is right for you.